The Government of India has launched multiple schemes for the girl child to improve education, financial security, health, and social status. These initiatives support girls from birth to higher education and help families plan a secure future for their daughters.
From high-interest savings schemes like Sukanya Samriddhi Yojana to education support programs like CBSE Udaan, these schemes play a major role in promoting gender equality and empowering girls across the country.
In this article, we will cover the complete list of central and state government schemes, their benefits, eligibility, and how to apply.
Why Government Schemes for Girl Child Are Important
Government girl child schemes are designed to:
- Improve the child sex ratio
- Promote girls’ education
- Provide financial security
- Prevent child marriage
- Support economically weaker families
- Create equal opportunities for girls
These schemes ensure that every girl in India gets the chance to study, grow, and become financially independent.
Central Government Schemes for Girl Child
1. Beti Bachao Beti Padhao (BBBP)
Launched: 2015
Key Benefits
- Promotes girls’ education and survival
- Awareness campaigns against gender discrimination
- Encourages equal opportunities for girls
Eligibility
Applicable across India, especially in districts with low child sex ratio.
2. Sukanya Samriddhi Yojana (SSY)
One of the best saving schemes for girl child in India.
Key Features
- Interest rate: 8.2% (2026)
- Tax benefit under Section 80C
- Minimum deposit: ₹250 per year
- Maximum deposit: ₹1.5 lakh per year
- Maturity: 21 years
Eligibility
- Girl child below 10 years
- Only one account per girl
Best For
Long-term savings for education and marriage.
3. Balika Samridhi Yojana
Benefits
- ₹500 at birth
- Annual scholarship from Class 1 to 10
- Support for BPL families
Eligibility
- Girl child from Below Poverty Line family
- Maximum two girls per family
4. CBSE Udaan Scheme
Purpose
Helps girls prepare for engineering entrance exams.
Benefits
- Free study material
- Online classes
- Mentorship support
Eligibility
- Class 11 science (PCM) students
- Minimum 70% marks in Class 10
5. National Scheme of Incentive to Girls for Secondary Education
Benefit
₹3,000 fixed deposit after passing Class 8.
Eligibility
- SC/ST girls
- Enrolled in Class 9
- Below 16 years of age
6. CBSE Merit Scholarship for Single Girl Child
Benefit
₹500 per month for two years.
Eligibility
- Only girl child
- 60% or more in Class 10
7. Kasturba Gandhi Balika Vidyalaya (KGBV)
Key Benefits
- Free residential schooling
- Books, uniform, food included
- Focus on rural and disadvantaged girls
State Government Schemes for Girl Child
1. Ladli Lakshmi Yojana (Madhya Pradesh)
- Financial support from Class 6 to 12
- ₹25,000 for higher education
2. Mukhyamantri Rajshri Yojana (Rajasthan)
Total benefit: ₹50,000 in stages from birth to graduation.
3. Delhi Ladli Scheme
- ₹5,000 – ₹11,000 at different stages
- For economically weaker families
4. Mazi Kanya Bhagyashree (Maharashtra)
- Financial support at age 18
- Promotes small family norm
5. Tamil Nadu Girl Child Protection Scheme
- ₹50,000 deposit for single girl child
- Annual incentive for education
6. Aapki Beti Hamari Beti (Haryana)
- ₹21,000 investment for girl child
- Additional benefits for second girl child
Best Scheme for Girl Child in India – Comparison
| Scheme | Best For | Return Type | Maturity |
| Sukanya Samriddhi Yojana | Long-term savings | High interest | 21 years |
| Balika Samridhi | BPL families | Scholarship | Class 10 |
| CBSE Udaan | Engineering preparation | Education support | Class 12 |
| Ladli Lakshmi | State financial aid | Stage benefits | Higher education |
How to Apply for Government Girl Child Schemes
For Sukanya Samriddhi Yojana
- Visit post office or authorized bank
- Fill account opening form
- Submit:
- Birth certificate of girl child
- Parent ID proof
- Address proof
- Deposit minimum ₹250
For Education Schemes
Apply through:
- School
- State government portal
- Official scheme website
Documents Required
- Birth certificate of the girl child
- Aadhaar card
- Residence proof
- Income certificate
- Bank account details
- Passport size photographs
Which Scheme Is Best for Your Daughter?
For long-term investment
👉 Sukanya Samriddhi Yojana
For poor families
👉 Balika Samridhi Yojana
For education support
👉 CBSE Udaan / KGBV
For state financial benefits
👉 Ladli Lakshmi / Rajshri Yojana
Latest Updates for 2026
- Sukanya Samriddhi interest rate remains among the highest in small savings schemes
- More districts covered under Beti Bachao Beti Padhao
- Expansion of residential schools for girls
Conclusion
Government schemes for the girl child are a powerful step toward building a secure, educated, and financially independent future for daughters in India. Parents should take full advantage of these programs to reduce financial burden and ensure equal opportunities for their children.
More Schemes
